Effective Date: 06 November 2025
Last Updated: 06 November 2025
Welcome to the Site operated by MAIOF Limited (hereafter “we”, “us”, “our”). These Terms of Service (“Terms”) govern your access to and use of the website located at https://maiof.com (“Site”) and any services offered via the Site (collectively, the “Services”).
By accessing or using the Site and/or the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Site or the Services.
1. Eligibility
You must be at least [18] years of age (or the age of legal majority in your jurisdiction) to use the Site. By using the Site, you represent and warrant that you meet the eligibility criteria and that you will comply with these Terms.
2. Accounts and Registration
You may need to register an account to access certain features. You agree to provide true, accurate, and complete information and to keep it updated. You are responsible for safeguarding your password and for all activities under your account.
3. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not engage in illegal, fraudulent, or harmful conduct or attempt to interfere with the operation or security of the Site.
4. Intellectual Property
All content on the Site (including text, graphics, logos, and code) is our property or that of our licensors. You may not copy, modify, or distribute any content without our prior written consent.
5. User-Generated Content
If you post content, you grant us a worldwide, royalty-free licence to use, display, and distribute it. You represent that you own or control all rights to such content.
6. Privacy and Data Protection
Our collection and use of personal data are governed by our Privacy Policy, available here. By using the Site, you consent to our data practices.
7. Third-Party Links
We are not responsible for third-party websites or services linked on our Site. Use them at your own risk.
8. Disclaimers and Limitation of Liability
The Site is provided ‘as is’ without warranties of any kind. To the maximum extent permitted by law, we shall not be liable for indirect, incidental, or consequential damages.
9. Indemnification
You agree to indemnify and hold us harmless from any claims arising from your breach of these Terms or misuse of the Site.
10. Modifications
We may revise these Terms at any time by posting the updated version on the Site. Continued use after changes constitutes acceptance.
11. Termination
We may suspend or terminate your access to the Site at any time for any reason. Sections intended to survive termination will remain in effect.
12. Governing Law
These Terms are governed by the laws of Hong Kong. Any disputes will be resolved exclusively in the courts of Hong Kong.
13. Severability
If any provision is found invalid, the remaining provisions will continue in effect.
14. Entire Agreement
These Terms constitute the entire agreement between you and us regarding use of the Site.
15. Contact Information
If you have any questions about these Terms, contact us at: hello@maiof.com